What are the three debts every individual owes and how should they repay them? What is the benefit received if they are repaid? Bhagawan endearingly explains to us today.

The first debt every individual owes is to the Divine. The second is to the sages. The third is to one's parents. A debt is an obligation arising out of what one has received from others. We can easily identify these debts in the human body from the different divine forces that are present nourishing and protecting it. This divine energy permeates the entire body; it is called the Rasa (Divine Essence). We owe a debt of gratitude to the Divine who has not only endowed us with this precious human body but also sustains it. We shall be able to enjoy these gifts of the Divine only if we discharge this debt to the Divine. How is this to be done? It is by rendering service to other bodies saturated with the same Divine, by doing righteous deeds and consecrating all actions in the service of society. The debt to the Divine has to be discharged in full in this life itself or during many future lives. The earlier we repay this debt, the sooner we shall realise Divinity.